10:00 a.m.                   Welcome: Stephanie Fisher, MBA

Discussion Facilitator: Robert B. Goldi, Kotz Sangster

Discussion Topics

1. Loan Rates
2. Employee turnover/training
3. Current exam environment
4. Thoughts on how examiners will look at credit quality now that DSC's have deteriorated on floating rate loans.
5. Is anyone extending amortizations to accommodate increased rates on existing loans? If so are the terms beyond previous comfort levels? EX 25 years on CRE or 10 Years on C&I
6. How loan does everyone hold quoted rates for?
7. Training for Commercial Loan documentation for processors.  Pros and cons of the available options and programs.
8. Thoughts on how examiners will look at credit quality now that DSC's have deteriorated on floating rate loans.
9. Is anyone extending amortizations to accommodate increased rates on existing loans? If so are the terms beyond previous comfort levels? EX 25 years on CRE or 10 Years on C&I.
10. How loan does everyone hold quoted rates for?
    
    

11:30 a.m.                    Advocacy Update                                                                

11:45 a.m.                    Lunch                                                                                     

1:00 p.m.                      Adjournment

Next Senior Lender Forum: April 28, 2023